Your privacy is our priority. Learn how we collect, use, and protect your personal information.
Last updated: 11 April 2026
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UnifiedLoanMarket ("we," "our," or "us") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our lending marketplace platform and related services.
As a financial technology company operating in India, we comply with applicable data protection laws including the Information Technology Act, 2000, and its rules, as well as Reserve Bank of India (RBI) guidelines for digital lending platforms.
We share your information with banks, NBFCs, and other financial institutions to process your loan applications and provide you with suitable offers.
We may share information with credit information companies (CIBIL, Experian, Equifax, CRIF) for credit assessment and reporting purposes.
We work with trusted third-party service providers for technology services, data processing, and customer support under strict confidentiality agreements.
We may disclose information when required by law, court orders, or regulatory authorities including RBI, SEBI, or other government agencies.
We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements.
• Active Users: Data retained while account is active and for 7 years after closure
• Loan Applications: Retained for 7 years as per RBI guidelines
• Marketing Data: Retained until you opt-out or for 3 years, whichever is earlier
• Technical Data: Logs retained for 1 year for security and analytics purposes
We use cookies and similar technologies to enhance your experience, analyze usage patterns, and provide personalized content.
Required for basic website functionality and security
Help us understand how you use our website
Used to deliver relevant advertisements
Our platform integrates with various third-party services to provide comprehensive loan solutions:
• Payment Gateways: For processing fees and EMI payments
• Credit Bureaus: For credit score and history verification
• Digital Identity Verification: For KYC and document verification
• Analytics Providers: For website performance and user behavior analysis
• Communication Services: For SMS, email, and notification delivery
Your data may be processed in countries outside India for cloud storage and processing services. We ensure adequate protection through:
Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.
We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of significant changes through:
If you have questions about this Privacy Policy or our data practices, please contact us:
Data Protection Officer: privacy@unifiedloanmarket.com
Customer Support: support@unifiedloanmarket.com
Phone: +91-XXXX-XXXXXX
Address: [Company Address], India
This Privacy Policy is governed by Indian law and complies with applicable data protection regulations. For the most current version, please visit our website regularly.